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| David Cameron pledges to 'finish the job' in conference speech | David Cameron pledges to 'finish the job' in conference speech |
| (35 minutes later) | |
| David Cameron has pledged to "finish the job we started" as he delivers his big Conservative conference speech. | David Cameron has pledged to "finish the job we started" as he delivers his big Conservative conference speech. |
| The prime minister, who will step down before the next election, said he did not have the "luxury of unlimited time" and pledged "a greater Britain". | The prime minister, who will step down before the next election, said he did not have the "luxury of unlimited time" and pledged "a greater Britain". |
| He launched his most outspoken attack on Labour's Jeremy Corbyn, accusing him of a "Britain-hating ideology". | |
| Mr Cameron also announced what he called "a dramatic shift" in the rules on affordable housing policy. | |
| Mr Cameron was given a standing ovation in the Manchester conference hall as attacked the new Labour leader, saying: "We cannot let that man inflict his security-threatening, terrorist-sympathising, Britain-hating ideology on the country we love." | |
| He said he would not "duck" a fight over EU reform ahead of the UK's membership referendum, saying he had "no romantic attachment to the European Union and its institutions". | |
| And he defended the decision to launch a drone attack that killed two British Islamic State jihadists, saying he had taken "decisive action to keep Britain safe - and that's what I will always do". | |
| Mr Cameron vowed to tackle "big social problems" including extremism and promised an "all-out assault on poverty". | |
| Housing reforms | |
| Under the Conservatives' housing plans, builders in England will no longer be forced to offer low-cost rented homes in new developments. | |
| Instead they will be able to offer "starter homes" for first-time buyers under 40 as well, at discounted prices. | Instead they will be able to offer "starter homes" for first-time buyers under 40 as well, at discounted prices. |
| The PM told Tory activists he wanted to transform "generation rent" into "generation buy". | |
| The price of the "starter homes" after the discount is applied will be capped at £250,000 and £450,000 in London. | The price of the "starter homes" after the discount is applied will be capped at £250,000 and £450,000 in London. |
| Those who buy them will be prevented from selling them for a quick profit under the new policy, which aides say will provide 200,000 new homes by 2020. | Those who buy them will be prevented from selling them for a quick profit under the new policy, which aides say will provide 200,000 new homes by 2020. |
| Mr Cameron is already under pressure to water down controversial plans to offer the "right-to-buy" to housing association tenants currently passing through Parliament, amid claims it will hit those in housing need. | Mr Cameron is already under pressure to water down controversial plans to offer the "right-to-buy" to housing association tenants currently passing through Parliament, amid claims it will hit those in housing need. |
| But home ownership, which has declined dramatically in recent years amid soaring property prices and high mortgage deposits, is a cornerstone of Mr Cameron's Conservative philosophy and he will admit much more needs to be done to bring it within the reach of younger people. | But home ownership, which has declined dramatically in recent years amid soaring property prices and high mortgage deposits, is a cornerstone of Mr Cameron's Conservative philosophy and he will admit much more needs to be done to bring it within the reach of younger people. |
| "When a generation of hard-working men and women in their 20s and 30s are waking up each morning in their childhood bedrooms - that should be a wake-up call for us," Mr Cameron said. | |
| "For years politicians have talked about building 'affordable homes' - but the phrase was deceptive. It basically means homes that were only available to rent. What people want are homes that they can actually own." | "For years politicians have talked about building 'affordable homes' - but the phrase was deceptive. It basically means homes that were only available to rent. What people want are homes that they can actually own." |
| He claimed local authority planning rules demanding certain kinds of "affordable housing" hinder house building and he will promise to introduce more flexibility into the system. | |
| Analysis by Brian Milligan, BBC personal finance reporter | Analysis by Brian Milligan, BBC personal finance reporter |
| The plan to build 200,000 affordable starter homes is not new. The policy - initially to build 100,000 low-cost homes - was first announced at last year's Tory party conference. The government extended it in March 2015, when it said the plan was to build 200,000 such homes by the end of this parliament. | The plan to build 200,000 affordable starter homes is not new. The policy - initially to build 100,000 low-cost homes - was first announced at last year's Tory party conference. The government extended it in March 2015, when it said the plan was to build 200,000 such homes by the end of this parliament. |
| Instead of providing homes for rent under their affordable homes obligation, developers will now be allowed to provide cheap starter homes for ownership too. | Instead of providing homes for rent under their affordable homes obligation, developers will now be allowed to provide cheap starter homes for ownership too. |
| In fact developers already have extensive powers to appeal against their obligations to build affordable homes, so some might argue this will be just a minor tweak to the so-called section 106 obligations. | In fact developers already have extensive powers to appeal against their obligations to build affordable homes, so some might argue this will be just a minor tweak to the so-called section 106 obligations. |
| Measured by the number of homes started, the latest figures show 136,000 homes were built in England over the last year. | Measured by the number of homes started, the latest figures show 136,000 homes were built in England over the last year. |
| For the government to claim success in this area, it will need to build at least 183,000 homes a year, just to get back to the level seen in 2007. | For the government to claim success in this area, it will need to build at least 183,000 homes a year, just to get back to the level seen in 2007. |
| Dan Wilson Craw, policy manager at pressure group Generation Rent, said starter homes would not help those renters who are "really struggling" and called on Mr Cameron to prioritise building social housing instead. | Dan Wilson Craw, policy manager at pressure group Generation Rent, said starter homes would not help those renters who are "really struggling" and called on Mr Cameron to prioritise building social housing instead. |
| He added: "Under the prime minister's plans, only 200,000 relatively well-off households will get to buy a home. But there are five million households who will remain stuck in private rented housing, paying out half of their income to their landlord." | He added: "Under the prime minister's plans, only 200,000 relatively well-off households will get to buy a home. But there are five million households who will remain stuck in private rented housing, paying out half of their income to their landlord." |
| Mr Cameron used his first conference speech since his unexpected victory in May's general election to set out the kind of country he wants to leave behind when he stands down as Tory leader, after 10 years in Downing Street, suggesting he would carry on in office until as close to the 2020 election as possible. | |
| He wants this to be a "defining decade for our country.. the turnaround decade.. one which people will look back on and say, 'that's the time when the tide turned… when people no longer felt the current going against them, but working with them'." | He wants this to be a "defining decade for our country.. the turnaround decade.. one which people will look back on and say, 'that's the time when the tide turned… when people no longer felt the current going against them, but working with them'." |
| Social mobility | Social mobility |
| The Conservatives have used their week in Manchester to stress they stand for "security, stability and opportunity". | The Conservatives have used their week in Manchester to stress they stand for "security, stability and opportunity". |
| But they have also made a play for the centre ground of British politics, as Labour moves to the left under new leader Jeremy Corbyn, with Chancellor George Osborne claiming they were now "the party of labour". | But they have also made a play for the centre ground of British politics, as Labour moves to the left under new leader Jeremy Corbyn, with Chancellor George Osborne claiming they were now "the party of labour". |
| They have avoided open warfare on Europe - but there have been disagreements about planned cuts to working tax credits, which economists say will leave the low paid out of pocket. | They have avoided open warfare on Europe - but there have been disagreements about planned cuts to working tax credits, which economists say will leave the low paid out of pocket. |
| Buyers are prevented from selling them on for up to five years. | Buyers are prevented from selling them on for up to five years. |
| Fears the latest extension of the scheme would simply lead to a boom in "buy-to-let" properties were dismissed by Mr Cameron's aides, who said first-time buyers would not be able to get the kind of mortgage needed for property speculation. | Fears the latest extension of the scheme would simply lead to a boom in "buy-to-let" properties were dismissed by Mr Cameron's aides, who said first-time buyers would not be able to get the kind of mortgage needed for property speculation. |
| But the chief executive of homelessness charity Shelter, Campbell Robb, said the announcement meant starter homes costing up to £450,000 would be built "at the expense of the genuinely affordable homes this country desperately needs". | But the chief executive of homelessness charity Shelter, Campbell Robb, said the announcement meant starter homes costing up to £450,000 would be built "at the expense of the genuinely affordable homes this country desperately needs". |
| Are you affected by issues covered in this story? Are you trying to buy your first property? What difference will these plans make? | Are you affected by issues covered in this story? Are you trying to buy your first property? What difference will these plans make? |
| Let us know about your experiences. Email haveyoursay@bbc.co.uk with your stories. | Let us know about your experiences. Email haveyoursay@bbc.co.uk with your stories. |
| Please include a contact number if you are willing to speak to a BBC journalist. You can also contact us in the following ways: | Please include a contact number if you are willing to speak to a BBC journalist. You can also contact us in the following ways: |
| Or use the form below | Or use the form below |