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You can find the current article at its original source at https://www.theguardian.com/money/2018/may/12/i-still-buy-gig-tickets-and-vinyl-lps-like-i-did-as-a-teenager
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| ‘I still buy gig tickets and vinyl LPs like I did as a teenager’ | ‘I still buy gig tickets and vinyl LPs like I did as a teenager’ |
| (6 months later) | |
| My approach to money is probably shaped by my early teenage years when my parents were divorcing. We were not well off, and I did paper rounds morning and night so I could buy clothes and records like the other kids. It taught me that if you worked hard you could earn well. In my later teenage years, I started some small enterprises designing and printing magazines from my bedroom and had to make sure we sold enough to cover costs. | My approach to money is probably shaped by my early teenage years when my parents were divorcing. We were not well off, and I did paper rounds morning and night so I could buy clothes and records like the other kids. It taught me that if you worked hard you could earn well. In my later teenage years, I started some small enterprises designing and printing magazines from my bedroom and had to make sure we sold enough to cover costs. |
| I have been running my own digital marketing company for 17 years and at £45,000 my salary is probably modest compared with my peers. I could earn double if I worked for somebody else, but I like the challenge. | I have been running my own digital marketing company for 17 years and at £45,000 my salary is probably modest compared with my peers. I could earn double if I worked for somebody else, but I like the challenge. |
| I manage money quite carefully so that I can save, but then I use those savings in ways others may see as extravagant. I prefer to spend on experiences than on things and put aside £150 a month for them. | I manage money quite carefully so that I can save, but then I use those savings in ways others may see as extravagant. I prefer to spend on experiences than on things and put aside £150 a month for them. |
| I still buy gig tickets and vinyl records every month just as I did as a teenager. I find the vinyl now is just a great way to relax at the end of a day. A few years ago I began songwriting, and I have released three albums at my own expense since. | I still buy gig tickets and vinyl records every month just as I did as a teenager. I find the vinyl now is just a great way to relax at the end of a day. A few years ago I began songwriting, and I have released three albums at my own expense since. |
| Last year I used £900 of those savings to hire a producer and sound engineer at Abbey Road Studios getting an album mastered and pressed to vinyl. I got to spend a day in the place where my favourite records were made working with the sound engineer who had mastered records for musical heroes such as the Smiths and Blur, and I don’t think you can put a price on that. | Last year I used £900 of those savings to hire a producer and sound engineer at Abbey Road Studios getting an album mastered and pressed to vinyl. I got to spend a day in the place where my favourite records were made working with the sound engineer who had mastered records for musical heroes such as the Smiths and Blur, and I don’t think you can put a price on that. |
| It cost an extra £1,000 to press 100 discs and I’ve so far sold 50 of them at £15 so recouped some of the money. I like the fact that spending on side projects such as these creates something permanent which my young daughter may look at and perhaps be inspired by one day. | It cost an extra £1,000 to press 100 discs and I’ve so far sold 50 of them at £15 so recouped some of the money. I like the fact that spending on side projects such as these creates something permanent which my young daughter may look at and perhaps be inspired by one day. |
| We prefer two or three short city breaks a year to full-length holidays and each of these costs about £1,200 for the three of us. And every year I’ll go on a golf and a football weekend to keep in touch with friends as there’s the danger of becoming insular when you have a family. | We prefer two or three short city breaks a year to full-length holidays and each of these costs about £1,200 for the three of us. And every year I’ll go on a golf and a football weekend to keep in touch with friends as there’s the danger of becoming insular when you have a family. |
| The majority of my monthly salary goes into the joint account shared with my partner, but she and I keep our own current accounts for what we each have left over. | The majority of my monthly salary goes into the joint account shared with my partner, but she and I keep our own current accounts for what we each have left over. |
| I was fortunate in that I bought my first house for £25,000 in 2001 and made a good profit on it which gave me a foot on the property ladder. Our mortgage is £783 a month and should be paid off before I am 50. My other big expense is the £300 a month I pay into my pension. | I was fortunate in that I bought my first house for £25,000 in 2001 and made a good profit on it which gave me a foot on the property ladder. Our mortgage is £783 a month and should be paid off before I am 50. My other big expense is the £300 a month I pay into my pension. |
| I lease a low-emissions and fuel-efficient Volvo V40 for another £300 a month because I look at my neighbours’ cars and hate to think of having £20,000 stuck on the street. Apart from the house I don’t want to have my money tied up in things, although I do spend £100 a month on clothes because I do a lot of workshops and presentations and it’s important to look right. | I lease a low-emissions and fuel-efficient Volvo V40 for another £300 a month because I look at my neighbours’ cars and hate to think of having £20,000 stuck on the street. Apart from the house I don’t want to have my money tied up in things, although I do spend £100 a month on clothes because I do a lot of workshops and presentations and it’s important to look right. |
| I am less good with money when it comes to food. We eat out and get takeaways much more than we should. At the end of the week I often take my seven-year-old out for a meal at our local Italian restaurant. My weekly eating-out bill is about £50 and I’d like to think it’s an expense I will always have. | I am less good with money when it comes to food. We eat out and get takeaways much more than we should. At the end of the week I often take my seven-year-old out for a meal at our local Italian restaurant. My weekly eating-out bill is about £50 and I’d like to think it’s an expense I will always have. |
| As told to Anna Tims | As told to Anna Tims |
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