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'Crash for cash' scam man jailed 'Crash for cash' scam man jailed
(31 minutes later)
A 24-year-old man has been jailed for four-and-a-half years after admitting his part in a £1.6m "crash for cash" conspiracy in Greater Manchester.A 24-year-old man has been jailed for four-and-a-half years after admitting his part in a £1.6m "crash for cash" conspiracy in Greater Manchester.
Manchester Crown Court was told that Mohammed Patel deliberately caused at least 93 car crashes in three years, each costing insurers about £17,000.Manchester Crown Court was told that Mohammed Patel deliberately caused at least 93 car crashes in three years, each costing insurers about £17,000.
Patel, of Nottingham Drive, Bolton, admitted a number of charges.Patel, of Nottingham Drive, Bolton, admitted a number of charges.
He charged £500 a time to stage accidents, which enabled car owners to claim for bogus damages from insurers.He charged £500 a time to stage accidents, which enabled car owners to claim for bogus damages from insurers.
Earned £46,000 Luxurious holidays
Patel, who was at the heart of the conspiracy, forced a number of low speed crashes by braking suddenly, mainly at roundabouts, Minshull Street Crown Court was told.Patel, who was at the heart of the conspiracy, forced a number of low speed crashes by braking suddenly, mainly at roundabouts, Minshull Street Crown Court was told.
As a result of the conspiracy he earned about £46,000. But the cost to the insurance industry was huge, the court heard.As a result of the conspiracy he earned about £46,000. But the cost to the insurance industry was huge, the court heard.
Claimants demanded compensation for personal injury, courtesy cars and legal fees at the expense of the other party's insurers.Claimants demanded compensation for personal injury, courtesy cars and legal fees at the expense of the other party's insurers.
Patel favoured one roundabout in Cheadle Hulme to stage his crashes Technique 'maps' crash suspect
William Baker, prosecuting, said the earnings funded luxurious foreign holidays and expensive cars for Patel and his unemployed girlfriend Ettorina Hay.William Baker, prosecuting, said the earnings funded luxurious foreign holidays and expensive cars for Patel and his unemployed girlfriend Ettorina Hay.
Patel favoured one roundabout in Cheadle Hulme to stage his crashes Technique 'maps' crash suspect
The court heard the scam was exposed by suspicious office workers who overlooked the Eden Point roundabout - favoured by Patel for his crashes - on the A34 at Cheadle Hulme, Stockport.The court heard the scam was exposed by suspicious office workers who overlooked the Eden Point roundabout - favoured by Patel for his crashes - on the A34 at Cheadle Hulme, Stockport.
Mr Baker said staff had noticed "one vehicle colliding with another at low speed with minor damage, and often the same person driving the lead vehicle".Mr Baker said staff had noticed "one vehicle colliding with another at low speed with minor damage, and often the same person driving the lead vehicle".
"They told drivers of the rear vehicles they thought they were the victim of fraud," he added."They told drivers of the rear vehicles they thought they were the victim of fraud," he added.
Patel pleaded guilty to one count of conspiracy to defraud, six counts of dangerous driving and four counts of driving while disqualified. Patel pleaded guilty to one count of conspiracy to defraud, six counts of dangerous driving and four counts of driving while disqualified between May 2005 and August 2008.
He was arrested days after he was observed staging two crashes in one day, Mr Baker told the court.
After his arrest he gave a prepared statement to police and pleaded guilty to the charges at the earliest opportunity.
This abuse of the insurance claims system has implications for all law-abiding road users Sgt Mark Beales, Greater Manchester Police
Patel paid £46,000 into his girlfriend's bank account and when police searched her home in Kirkby Road, Bolton, they found it full of expensive furniture and electrical equipment.
A £10,000 second-hand Mercedes coupe and a £14,000 Lincoln Navigator were also in her name.
The pair enjoyed trips to Turkey, Barcelona and France, the court heard.
Mr Baker said Hay "enjoyed a much higher standard of living than she would have experienced living on benefits of £90 per week".
Hay, 29, admitted one count of converting criminal property and one count of possessing criminal property and will be sentenced on 18 December.
Sergeant Mark Beales shows how Mohammed Patel was caughtSergeant Mark Beales shows how Mohammed Patel was caught
Investigations were initially carried out by AXA insurance, one of the companies affected by the scam, which passed on its findings to Greater Manchester Police.Investigations were initially carried out by AXA insurance, one of the companies affected by the scam, which passed on its findings to Greater Manchester Police.
Sgt Mark Beales, who led the inquiry for GMP's Specialist Operations Branch, said: "Patel was prepared to put lives in danger to make money.Sgt Mark Beales, who led the inquiry for GMP's Specialist Operations Branch, said: "Patel was prepared to put lives in danger to make money.
"I have no doubt that people driving on the roads of Greater Manchester are safer with this individual behind bars."I have no doubt that people driving on the roads of Greater Manchester are safer with this individual behind bars.
"This abuse of the insurance claims system has implications for all law-abiding road users.""This abuse of the insurance claims system has implications for all law-abiding road users."
A number of other defendants, who have been convicted of conspiracy to commit fraud, are also awaiting sentence.A number of other defendants, who have been convicted of conspiracy to commit fraud, are also awaiting sentence.
Patel was also banned from driving for three-and-a-half years.Patel was also banned from driving for three-and-a-half years.