BBC Radio 4's Money Box Live Wednesday 16 December at 1502 GMT On BBC Radio 4 and Online
BBC Radio 4's Money Box Live Wednesday 16 December at 1502 GMT On BBC Radio 4 and Online
On Wednesday's programme Paul Lewis and guests will invite your calls on credit cards, loans and repairing your credit report.
On Wednesday's programme Paul Lewis and guests invited your calls on credit cards, loans and repairing your credit report.
There are 72,598 credit and charge cards in issue and according to the UK payments association we have already used them to spend £31.6bn this year.
There are 72,598 million credit and charge cards in issue according to the UK payments association and the average interest rate charged is an annual percentage rate (APR) of 15.9%.
The Bank of England's 'Trends in Lending' report says that UK lenders expect consumer credit to remain weak over coming months, reflecting further tightening in both credit availability and demand.
The Bank of England's 'Trends in Lending' report says that UK lenders expect consumer credit to remain weak over coming months, reflecting further tightening in both credit availability and demand.
With lenders restricting access to credit and charging higher interest rates, you may have a question about finding a deal which suits your needs and your budget?
With lenders restricting access to credit and charging higher interest rates, you may have a question about finding a deal which suits your needs and your budget?
How can you compare deals and find the cheapest product?
How can you compare deals and find the cheapest product?
Is it worth considering cards which offer incentives such as cash back or charitable donations?
Is it worth considering cards which offer incentives such as cash back or charitable donations?
Would it be sensible to move an outstanding debt to another card, called a 'balance transfer'?
Would it be sensible to move an outstanding debt to another card, called a 'balance transfer'?
What determines your credit limit?
What determines your credit limit?
Perhaps you have been told you have a poor credit score.
Perhaps you have been told you have a poor credit score.
How can you repair your record and improve your credit rating?
How can you repair your record and improve your credit rating?
Whatever your question Paul Lewis will be joined by:
Whatever your question Paul Lewis was joined by:
James Jones, consumer education manager, Experian
Peter Harrison, cards channel manager, Moneysupermarket
David Black, banking specialist, Defaqto
James Jones, consumer education manager, Experian
Peter Harrison, cards channel manager, Moneysupermarket
David Black, banking specialist, Defaqto
You can call the programme when lines open on Wednesday at 1330 GMT. The number to call is 03700 100 444.
Or you can send an e-mail using the form below:
Disclaimer: Money Box Live does not promise to use every question but every e-mail is read and considered
