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| Version 1 | Version 2 |
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| Money Box Live: Equity release | Money Box Live: Equity release |
| (2 days later) | |
| BBC Radio 4's Money Box Live Wednesday, 27 January 2010 at 1502 BST On Radio 4 and Online class="" href="http://www.bbc.co.uk/iplayer/console/b00q3lct">Listen to the programme class="" href="/1/shared/spl/hi/programmes/money_box/transcripts/money_box_live_27_01_10.pdf">Programme transcript (20 pages) | |
| BBC Radio 4's Money Box Live was broadcast on Wednesday 27 January, at 1502 GMT. | BBC Radio 4's Money Box Live was broadcast on Wednesday 27 January, at 1502 GMT. |
| On Wednesday's programme Vincent Duggleby took your calls on using the value of your home to generate extra income in retirement, what's known as 'Equity Release'. | On Wednesday's programme Vincent Duggleby took your calls on using the value of your home to generate extra income in retirement, what's known as 'Equity Release'. |
| Many people who rely on interest from savings to top up their pension income are disappointed by the low interest rates offered by banks and building society accounts. | Many people who rely on interest from savings to top up their pension income are disappointed by the low interest rates offered by banks and building society accounts. |
| Rising inflation is putting further pressure on household budgets. In the year to December, the consumer prices index (CPI) rose by 2.9 per cent, up from 1.9 per cent in November and the retail prices index (RPI) rose by 2.4 per cent, up from 0.3 per cent in November. | Rising inflation is putting further pressure on household budgets. In the year to December, the consumer prices index (CPI) rose by 2.9 per cent, up from 1.9 per cent in November and the retail prices index (RPI) rose by 2.4 per cent, up from 0.3 per cent in November. |
| If you need more income in retirement than your pension or savings can provide and have a question about equity release, why not ask our experts for advice. | If you need more income in retirement than your pension or savings can provide and have a question about equity release, why not ask our experts for advice. |
| Which products are available and how do they work? | Which products are available and how do they work? |
| What questions should you ask providers? | What questions should you ask providers? |
| How much can you expect to pay in fees, interest rates and legal expenses? | How much can you expect to pay in fees, interest rates and legal expenses? |
| Will your benefits be affected? | Will your benefits be affected? |
| And if Equity Release isn't for you, what are the alternatives? | And if Equity Release isn't for you, what are the alternatives? |
| Where can you find free, impartial advice and information? | Where can you find free, impartial advice and information? |
| Whatever your question, Vincent Duggleby and guests were here to help. | Whatever your question, Vincent Duggleby and guests were here to help. |
| Vincent Duggleby was joined by: | Vincent Duggleby was joined by: |
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| Presenter: Vincent Duggleby Producer: Diane Richardson | Presenter: Vincent Duggleby Producer: Diane Richardson |