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Winter insurance claims hit £650m | Winter insurance claims hit £650m |
(about 4 hours later) | |
Insurers paid out £650m from 335,000 claims made as a result of damage caused by the wintry weather in the UK, figures show. | |
The biggest chunk of the payout was to motorists who damaged vehicles on the slippery roads, the Association of British Insurers (ABI) said. | |
January was the eighth coldest on record and the UK's worst since 1987. | |
The bad weather hit businesses and consumers with sectors including retail and the housing market suffering. | The bad weather hit businesses and consumers with sectors including retail and the housing market suffering. |
Claims | Claims |
The ABI said that the winter weather cost insurers £650m for claims made in the UK from 18 December to 13 January. | The ABI said that the winter weather cost insurers £650m for claims made in the UK from 18 December to 13 January. |
I have not had an accident for a lot of years, but now this is a black mark against my name Motorist David Balfour | I have not had an accident for a lot of years, but now this is a black mark against my name Motorist David Balfour |
Homes, vehicles and businesses were all damaged as a result of the winter weather. | Homes, vehicles and businesses were all damaged as a result of the winter weather. |
Specifically, £395m has been paid out to motorists. Many of the 268,400 motor insurance claims were for accidental damage caused to vehicles. | Specifically, £395m has been paid out to motorists. Many of the 268,400 motor insurance claims were for accidental damage caused to vehicles. |
They included a claim from David Balfour, of Grangemouth, central Scotland, who suffered two accidents in the space of a few days. | They included a claim from David Balfour, of Grangemouth, central Scotland, who suffered two accidents in the space of a few days. |
The IT engineer, who has completed an advanced driving test, said he was travelling at 15mph when he lost control of his van which slid off the road and hit a small wall. | The IT engineer, who has completed an advanced driving test, said he was travelling at 15mph when he lost control of his van which slid off the road and hit a small wall. |
He was disappointed that he could not claim against the local authority which he believed had not done enough to grit the roads. | He was disappointed that he could not claim against the local authority which he believed had not done enough to grit the roads. |
"I have not had an accident for a lot of years, but now this is a black mark against my name," he said, fearing a rise in premiums. | "I have not had an accident for a lot of years, but now this is a black mark against my name," he said, fearing a rise in premiums. |
A few days later he was driving, with his wife and one-year-old daughter also in the car, when their Jaguar was damaged by potholes. | A few days later he was driving, with his wife and one-year-old daughter also in the car, when their Jaguar was damaged by potholes. |
This time they decided to pay for the repair themselves rather than claim on insurance. | This time they decided to pay for the repair themselves rather than claim on insurance. |
Homes | Homes |
The ABI said that there were also 66,600 claims from homeowners and business owners for damage to property - double the number of weather damage claims insurers said they would expect during this period. | The ABI said that there were also 66,600 claims from homeowners and business owners for damage to property - double the number of weather damage claims insurers said they would expect during this period. |
This led to a payout of £255m, of which £194m was for damage to homes. Many of the 60,200 claims came as a result of roof damage. | This led to a payout of £255m, of which £194m was for damage to homes. Many of the 60,200 claims came as a result of roof damage. |
"Insurers have paid out nearly £1bn to customers following bad weather this winter, as the heavy snow came weeks after the flooding in Cumbria," said Nick Starling, of the ABI. | "Insurers have paid out nearly £1bn to customers following bad weather this winter, as the heavy snow came weeks after the flooding in Cumbria," said Nick Starling, of the ABI. |
The ABI speaks for 90% of the insurance market in the UK. | The ABI speaks for 90% of the insurance market in the UK. |
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