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Moody's rating agency places UK on negative outlook | Moody's rating agency places UK on negative outlook |
(about 1 hour later) | |
The UK's top-rated AAA credit rating has been placed on "negative outlook" by US credit ratings agency Moody's. | |
href="http://www.moodys.com/research/Moodys-adjusts-ratings-of-9-European-sovereigns-to-capture-downside--PR_237716" >It said its decision followed concerns over growth prospects and the possible impact from the eurozone crisis. | |
The move implies the UK has a 30% chance of losing its AAA credit rating within 18 months. | |
France and Austria have also been warned by Moody's over their top rating, and Italy, Spain and Portugal's ratings have been lowered. | |
"This is yet another organisation - in this case a credit ratings agency - warning Britain that if we spend or borrow too much we're going to lose our credit rating," UK chancellor George Osborne told the BBC. | |
"It was a reality check for the whole political system that Britain has to deal with its debts," he added. | |
Shadow chancellor Ed Balls described Moody's action as a "significant warning". | |
He said: "We have consistently argued that the chancellor's gamble - raising taxes and cutting spending too far and too fast - would backfire," he added. | |
BBC economics editor Stephanie Flanders said there was no suggestion that the agency would prefer the UK government to change its economic policy of austerity. | BBC economics editor Stephanie Flanders said there was no suggestion that the agency would prefer the UK government to change its economic policy of austerity. |
However, she added the agency's warning means spending cuts may not prevent the UK losing its credit rating - if growth falls. | |
In its statement, Moody's said: "Any further abrupt economic or fiscal deterioration would put into question the government's ability to place the debt burden on a downward trajectory by fiscal year 2015-16." | |
The downgrades had been justified by the "growing financial and macro economic" risks from the eurozone crisis, it said. | |
'Little impact' | |
Like personal credit scores, sovereign credit ratings are an indication of how risky it is to lend money to a country. | |
Treasury sources have sought to play down the significance of the ratings agency Moody's decision to place the UK's Triple A rating at risk. | Treasury sources have sought to play down the significance of the ratings agency Moody's decision to place the UK's Triple A rating at risk. |
The source said the decision was not "entirely unexpected" given the difficult economic situation facing the UK. | |
The source said that Moody's made clear any "discretionary fiscal loosening" would make a downgrade more likely and that this underscored the need for the government out stick to its deficit reduction strategy. | |
A high credit rating from the three main agencies, Moody's, Standard & Poor's and Fitch, implies that borrowing to fund public spending will be relatively cheap. | |
If the rating is lowered this can push up the interest rate on new borrowing for governments. | |
However, many analysts believe a fall in the UK's rating would have little effect. | |
"It's all relative," said Laura Lambie from William de Broe | |
"We did see America being downgraded, they lost their AAA rating last year and that didn't have a huge detriment, in actual fact it was reasonably positive they are still seen as a safe haven when compared to other countries such as Greece and Spain, and I suspect Britain will be the same." she added. | |
The UK's "negative outlook" is the lowest level of warning offered by the agency - and can be followed by a "negative watch" implying a more than 50% chance of downgrade. | |
The agency said the UK faced three main risks to its top rating; slower growth and the possible impact on spending cuts, a sharp rise in borrowing costs due to inflation or a new crisis in the banking sector. | |
However, the agency noted the UK "continues to be well supported by a large, diversified and highly competitive economy, a particularly flexible labour market, and a banking sector that compares favourably to peers in the euro area". | |