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House prices in monthly fall, says Land Registry | House prices in monthly fall, says Land Registry |
(35 minutes later) | |
House prices in England and Wales have fallen by 0.2% between October and November, according to the Land Registry. | House prices in England and Wales have fallen by 0.2% between October and November, according to the Land Registry. |
It is the first drop in its monthly house price index for eight months. | It is the first drop in its monthly house price index for eight months. |
However the Land Registry said the annual rate of house price inflation was still up, from 2.7% to 3.1%. | However the Land Registry said the annual rate of house price inflation was still up, from 2.7% to 3.1%. |
It follows similar figures from the Office for National Statistics (ONS) earlier this month, which also recorded a monthly drop in prices. | It follows similar figures from the Office for National Statistics (ONS) earlier this month, which also recorded a monthly drop in prices. |
One reason that has already been suggested is that some home-buyers waited to see the details of the government's Help to Buy scheme before committing themselves to a purchase. | One reason that has already been suggested is that some home-buyers waited to see the details of the government's Help to Buy scheme before committing themselves to a purchase. |
The second phase of the scheme, under which the government will guarantee mortgage repayments, was announced early in October. | The second phase of the scheme, under which the government will guarantee mortgage repayments, was announced early in October. |
Sales | |
On a monthly basis, Wales now has the fastest rising prices. They rose by 2.4%, although from a low base. | |
Prices are falling fastest in north-east England, where the monthly drop was 3.1%. | |
The figures also show that the total number of house sales has risen steeply this year. | |
The latest statistics, from August, show that sales rose 15% over the year, to 74,767. | |
The Land Registry data includes houses bought for cash, as well as those purchased with mortgages. | The Land Registry data includes houses bought for cash, as well as those purchased with mortgages. |
It is also based on actual sale prices, whereas the ONS figures are based on mortgage completions. | It is also based on actual sale prices, whereas the ONS figures are based on mortgage completions. |
As a result, it claims that its sample size is "larger than all the other statistical measures available". | As a result, it claims that its sample size is "larger than all the other statistical measures available". |
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