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Financial services see compensation bill rocket again | Financial services see compensation bill rocket again |
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Financial services firms will have to stump up an extra £28 million next year to cover the cost of compensating customers of companies that go bust. | Financial services firms will have to stump up an extra £28 million next year to cover the cost of compensating customers of companies that go bust. |
Meanwhile, investment intermediaries face a more immediate cash demand: the FSCS warned they will be asked to hand over an extra £30m before the end of the current 2013/14 year. | |
The figures were published this morning by the Financial Services Compensation Scheme which published its 2014/15 budget notifying finance firms of the 17 per cent increase in the annual levy from £285m to £313m. | |
The extra £30m investment advisers will be asked for will mainly cover the cost of the Catalyst Investment group failure, which was declared in default in October. | |
That collapse - and expected claims against Catalyst - has also contributed to an increased demand of 34 per cent on investment advisers for 2014/15, with the sector's share of the levy climbing from £78m to £105m. | |
Catalyst promoted life settlement bonds backed by Arm Asset Backed Securities. The FSCS expects to be able to start inviting claims against Catalyst in February or March. | |
The levy for life and pensions advisers will triple from £13m to £40m as pension claims - particularly with Sipps - are expected to rise. | |
Meanwhile general insurers will be asked to pay £62m towards the scheme next year mainly to cover the cost of payment protection insurance claims. The continuing high numbers of missold PPI claims will lead to a 20 per cent increase in compensation payouts next year, the FSCS predicted. | |
However it said it expects an increase in compensation costs in the general insurance provision sector because of noise-induced hearing loss and mesothelioma claims against Chester Street, Builders Accident Insurance and Independent Insurance. | |
Last week the British Insurance Broker's Association warned that FSCS are negatively impacting brokers, with more than half delaying or cutting investment as a result. | |
Steve White, BIBA's chief executive, said: “Having the most expensive fees and levies in the world puts UK brokers at a disadvantage and is disproportionate to the low risks that they pose to the regulator’s objective.” | |
FSCS chief executive Mark Neale said: "Our mission is to provide a responsive, well-understood and efficient compensation scheme for customers of financial services, which raises public confidence in the industry. We invite stakeholders' responses to this consultation." | |
The organisation’s plan and budget will remain open for consultation until 21 February. | |