This article is from the source 'bbc' and was first published or seen on . It last changed over 40 days ago and won't be checked again for changes.
You can find the current article at its original source at http://www.bbc.co.uk/news/business-26865022
The article has changed 4 times. There is an RSS feed of changes available.
Version 0 | Version 1 |
---|---|
Treasury disagreed with regulator decision on Co-op deal | Treasury disagreed with regulator decision on Co-op deal |
(35 minutes later) | |
The Treasury disagreed with the Financial Services Authority (FSA) over a rule that could have blocked Co-op Bank's takeover of 632 Lloyds branches, the BBC's Newsnight has learned. | The Treasury disagreed with the Financial Services Authority (FSA) over a rule that could have blocked Co-op Bank's takeover of 632 Lloyds branches, the BBC's Newsnight has learned. |
Co-op Bank's size meant its parent company should have been regulated like a bank under EU rules. | Co-op Bank's size meant its parent company should have been regulated like a bank under EU rules. |
The FSA in 2012 wanted the rule to apply, but the Co-op said it would mean that the deal could not go ahead. | The FSA in 2012 wanted the rule to apply, but the Co-op said it would mean that the deal could not go ahead. |
But the Treasury argued that the rule should not apply. | |
The rule would mean authorities could direct Co-op to raise new capital, to reorganize the financial business, and to recruit a new board. These rules were at odds with the organisation's democratic ethos. | The rule would mean authorities could direct Co-op to raise new capital, to reorganize the financial business, and to recruit a new board. These rules were at odds with the organisation's democratic ethos. |
The extra regulation could have meant its other businesses shouldering any bank losses. | The extra regulation could have meant its other businesses shouldering any bank losses. |
The FSA clashed with the Treasury in March 2012, and the Co-op warned members it may not go ahead and do the deal it had been working on for a year. | The FSA clashed with the Treasury in March 2012, and the Co-op warned members it may not go ahead and do the deal it had been working on for a year. |
But the waiver was approved by top bank regulator Andrew Bailey in June that year, and within weeks the deal was back on. | But the waiver was approved by top bank regulator Andrew Bailey in June that year, and within weeks the deal was back on. |
The EU rules were brought in to ensure that companies owning a bank took on more responsibility. | The EU rules were brought in to ensure that companies owning a bank took on more responsibility. |
Paul Flowers, the bank's former chairman, told Newsnight last week the Treasury "wanted" the Lloyds deal to go ahead. | Paul Flowers, the bank's former chairman, told Newsnight last week the Treasury "wanted" the Lloyds deal to go ahead. |
The Co-op proceeded with the bid before being forced to abandon it because of a £1.5bn capital black hole. | The Co-op proceeded with the bid before being forced to abandon it because of a £1.5bn capital black hole. |
The regulatory exception later allowed the Co-Op to avoid having to rescue its bank on its own, instead asking bondholders to swap their bonds for shares. | The regulatory exception later allowed the Co-Op to avoid having to rescue its bank on its own, instead asking bondholders to swap their bonds for shares. |
The Lloyds branches became TSB, and will be sold to investors in a share sale. | The Lloyds branches became TSB, and will be sold to investors in a share sale. |