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Young first-time buyers to get 20% off under Tory plan Young first-time buyers to get 20% off under Tory plan
(about 5 hours later)
Young first-time buyers in England could buy a house at 20% below the market rate if the Conservatives are re-elected, David Cameron has pledged.Young first-time buyers in England could buy a house at 20% below the market rate if the Conservatives are re-elected, David Cameron has pledged.
The Tory leader said the party would build 100,000 new homes reserved for those under 40 buying their first home.The Tory leader said the party would build 100,000 new homes reserved for those under 40 buying their first home.
They would be exempt from some taxes and would be built on brownfield land already identified for development, Mr Cameron said.They would be exempt from some taxes and would be built on brownfield land already identified for development, Mr Cameron said.
He was speaking as the party prepares for its annual conference this weekend.He was speaking as the party prepares for its annual conference this weekend.
Conservative politicians and activists will gather in Birmingham from Sunday for what is the final conference before next May's general election.Conservative politicians and activists will gather in Birmingham from Sunday for what is the final conference before next May's general election.
'Locked out''Locked out'
Unveiling the pledge - an extension of the Help to Buy mortgage scheme - Mr Cameron said the Conservatives wanted more young people to "achieve the dream" of owning their own home.Unveiling the pledge - an extension of the Help to Buy mortgage scheme - Mr Cameron said the Conservatives wanted more young people to "achieve the dream" of owning their own home.
"I don't want to see young people locked out of home ownership," he said."I don't want to see young people locked out of home ownership," he said.
"We've already started to tackle the problem with Help to Buy mortgages - and these new plans will help tens of thousands more people to buy their first home.""We've already started to tackle the problem with Help to Buy mortgages - and these new plans will help tens of thousands more people to buy their first home."
The starter homes plan would only apply to England, whereas Help to Buy is UK-wide.The starter homes plan would only apply to England, whereas Help to Buy is UK-wide.
That scheme sees the government offering a 20% equity loan to buyers of newly-built properties.That scheme sees the government offering a 20% equity loan to buyers of newly-built properties.
'Raft of taxes''Raft of taxes'
Under the new proposals, the homes would be built on brownfield land which was no longer needed for industrial or commercial use.Under the new proposals, the homes would be built on brownfield land which was no longer needed for industrial or commercial use.
Savings from constructing the dwellings on such land would be passed on to the buyers, the Conservatives said.Savings from constructing the dwellings on such land would be passed on to the buyers, the Conservatives said.
Public sector land would also be used to deliver the pledge.Public sector land would also be used to deliver the pledge.
The homes would be exempt "from a raft of taxes", Mr Cameron said, such as the community infrastructure levy and a requirement to build social housing as part of any development.The homes would be exempt "from a raft of taxes", Mr Cameron said, such as the community infrastructure levy and a requirement to build social housing as part of any development.
Some building regulations - like the zero carbon homes standard - would also not apply to the new units.Some building regulations - like the zero carbon homes standard - would also not apply to the new units.
Are you a first-time buyer under 40? What do you think about this pledge? You can share your experience and comments by emailing haveyoursay@bbc.co.uk.