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ISAs & tax free savings: Your questions ISAs & tax free savings: Your questions
(about 6 hours later)
BBC Radio 4's Money Box LiveWednesday, 11 March 2009,at 1502 BST On Radio 4 and OnlineBBC Radio 4's Money Box LiveWednesday, 11 March 2009,at 1502 BST On Radio 4 and Online
On Wednesday's Money Box Live, Vincent Duggleby will take your questions about ISAs and tax free savings and put them to a panel of expert guests.On Wednesday's Money Box Live, Vincent Duggleby will take your questions about ISAs and tax free savings and put them to a panel of expert guests.
The deadline for using this years' Individual Savings Accounts (ISA) allowance is less than one month away. The deadline for using this year's Individual Savings Accounts (ISA) allowance is less than one month away.
Up to £7,200 can be invested tax free but investors must act before 5 April 2009 or the opportunity will be lost.Up to £7,200 can be invested tax free but investors must act before 5 April 2009 or the opportunity will be lost.
Do you understand the ISA rules?Do you understand the ISA rules?
How much can be invested in cash or stocks and shares?How much can be invested in cash or stocks and shares?
What are the best cash ISA interest rates and can you move to another provider?What are the best cash ISA interest rates and can you move to another provider?
Perhaps you are considering transferring from a cash ISA into a stocks and shares ISA - what are the risks and costs?Perhaps you are considering transferring from a cash ISA into a stocks and shares ISA - what are the risks and costs?
You may be confused by the changing rules and terminology - if you originally invested in a Personal Equity Plan (PEP), a TESSA only ISA (TOISA), or a Mini or Maxi ISA where do you fit into the current system? You may be confused by the changing rules and terminology - if you previously held a Personal Equity Plan (PEP), a TESSA or Tessa only ISA (TOISA), or a Mini or Maxi ISA where do you fit into the current system?
Or maybe you would like to find out about other tax efficient ways to save?Or maybe you would like to find out about other tax efficient ways to save?
Whatever your question our panel of experts will be here to give you advice.Whatever your question our panel of experts will be here to give you advice.
Vincent Duggleby will be joined by:Vincent Duggleby will be joined by:
• Mark Dampier, head of research, Hargreaves Lansdown• Mark Dampier, head of research, Hargreaves Lansdown
• Michelle Slade, press officer, Moneyfacts• Michelle Slade, press officer, Moneyfacts
• Adrian Lowcock, senior investment adviser, Bestinvest• Adrian Lowcock, senior investment adviser, Bestinvest
Presenter: Vincent DugglebyProducer: Martin BedfordPresenter: Vincent DugglebyProducer: Martin Bedford
You can call the programme when lines open on Wednesday at 1330 GMT. The number to call is 03700 100 444.You can call the programme when lines open on Wednesday at 1330 GMT. The number to call is 03700 100 444.
Or you can send an e-mail using the form below:Or you can send an e-mail using the form below:
Name
 Name