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| Version 2 | Version 3 |
|---|---|
| ISAs & tax free savings: Your questions | ISAs & tax free savings: Your questions |
| (3 days later) | |
| BBC Radio 4's Money Box LiveWednesday, 11 March 2009,at 1502 BST On Radio 4 and Online class="" href="/1/shared/spl/hi/programmes/money_box/transcripts/09_03_11.pdf">Programme transcript (22 pages) | |
| On Wednesday's Money Box Live, Vincent Duggleby took your questions about ISAs and tax free savings and put them to a panel of expert guests. | On Wednesday's Money Box Live, Vincent Duggleby took your questions about ISAs and tax free savings and put them to a panel of expert guests. |
| The deadline for using this year's Individual Savings Accounts (ISA) allowance is less than one month away. | The deadline for using this year's Individual Savings Accounts (ISA) allowance is less than one month away. |
| Up to £7,200 can be invested tax free but investors must act before 5 April 2009 or the opportunity will be lost. | Up to £7,200 can be invested tax free but investors must act before 5 April 2009 or the opportunity will be lost. |
| Do you understand the ISA rules? | Do you understand the ISA rules? |
| How much can be invested in cash or stocks and shares? | How much can be invested in cash or stocks and shares? |
| What are the best cash ISA interest rates and can you move to another provider? | What are the best cash ISA interest rates and can you move to another provider? |
| Perhaps you are considering transferring from a cash ISA into a stocks and shares ISA - what are the risks and costs? | Perhaps you are considering transferring from a cash ISA into a stocks and shares ISA - what are the risks and costs? |
| You may be confused by the changing rules and terminology - if you previously held a Personal Equity Plan (PEP), a TESSA or Tessa only ISA (TOISA), or a Mini or Maxi ISA where do you fit into the current system? | You may be confused by the changing rules and terminology - if you previously held a Personal Equity Plan (PEP), a TESSA or Tessa only ISA (TOISA), or a Mini or Maxi ISA where do you fit into the current system? |
| Or maybe you would like to find out about other tax efficient ways to save? | Or maybe you would like to find out about other tax efficient ways to save? |
| Whatever your question our panel of experts was here to give you advice. | Whatever your question our panel of experts was here to give you advice. |
| Vincent Duggleby was joined by: | Vincent Duggleby was joined by: |
| • Mark Dampier, head of research, Hargreaves Lansdown | • Mark Dampier, head of research, Hargreaves Lansdown |
| • Michelle Slade, press officer, Moneyfacts | • Michelle Slade, press officer, Moneyfacts |
| • Adrian Lowcock, senior investment adviser, Bestinvest | • Adrian Lowcock, senior investment adviser, Bestinvest |
| Presenter: Vincent DugglebyProducer: Lesley McAlpine | Presenter: Vincent DugglebyProducer: Lesley McAlpine |